Archive for the ‘Uncategorized’ Category

Reports Continue to Show Home Price Declines

Thursday, February 2nd, 2012

Posted To: MND NewsWireCoreLogic and Lender Processing Services (LPS) have each released their most recent Home Price Indices . CoreLogic's HPI covers December; LPS's covers the month of November. Here is a quick review of each. LPS found that the average home price for transactions during November was $199.000, down ...

MBS RECAP: 2/2/2012

Thursday, February 2nd, 2012

Posted To: MBS CommentaryMBS Live : MBS RECAP Open MBS Live Dashboard FNMA 3.5 104-03 : +0-05 FNMA 4.0 105-25 : +0-02 FNMA 4.5 106-29 : +0-00 FNMA 5.0 108-01 : +0-00 GNMA 3.5 105-14 : +0-05 GNMA 4.0 107-31 : +0-03 GNMA 4.5 109-07 : +0-01 GNMA 5.0 110-30 ...

Homeowners Continue Shift Away from Cash-Out Refinancing

Thursday, February 2nd, 2012

Posted To: MND NewsWireHomeowners who refinanced their homes during the fourth quarter of 2011 either refinanced for about the same amount or actually brought cash to the table according Freddie Mac. Fewer than 15 percent of those who refinanced during the quarter increased their loan amount by 5 percent or ...

Mortgage Rates Maintain Record Lows Ahead of Friday’s Jobs Report

Thursday, February 2nd, 2012

Posted To: Mortgage Rate WatchFor the second day in a row, Mortgages Rates are just slightly better than unchanged. Best-Execution remains at 3.875% for conventional 30yr fixed loans, and the slight improvements seen today have benefited the borrowing costs required to obtain those rates. (learn more about how we calculate ...

MBS Rallying At All-Time Highs, Time To Look At FNMA 3.0 Coupons?

Thursday, February 2nd, 2012

Posted To: MBS CommentaryWe've posed this question almost a month ago ( read more... ) and the answer is fairly similar this time around. That said, MBS prices are higher and more time has passed with the broader rates market trading in a reasonably stable range. These factors (especially the ...

MBS MID-DAY: 2/2/2012

Thursday, February 2nd, 2012

Posted To: MBS CommentaryMBS Live : MBS MID-DAY Open MBS Live Dashboard FNMA 3.5 104-03 : +0-05 FNMA 4.0 105-26 : +0-03 FNMA 4.5 106-29 : -0-01 FNMA 5.0 108-01 : -0-01 GNMA 3.5 105-14 : +0-04 GNMA 4.0 107-32 : +0-04 GNMA 4.5 109-07 : +0-01 GNMA 5.0 110-29 ...

Housing Assistance 2012: Another Herculean Task for the FHA

Thursday, February 2nd, 2012

Posted To: Voice of HousingBeginning the 37th month of his presidency, the Obama Administration today announced a laundry list of new programs to help struggling homeowners, crack down on abusive lending practices, make mortgage documents easier to read, convert REO to rental, and other assorted initiatives. Some require Congressional approval; ...

Citi Exits Broker Biz; Fed Addresses Sticky Second Mortgage Situation

Thursday, February 2nd, 2012

Posted To: Pipeline PressYesterday, as I was standing in line at Franklin's BBQ in Austin, Texas, my head began to spin. Not because of the great smell, or from wondering why all these people weren't working at 11AM instead of standing in line, but from trying to keep track of ...

SEC Names Ex-Credit Suisse Employees in Subprime Fraud Scheme

Thursday, February 2nd, 2012

Posted To: MND NewsWireFour former investment bankers and traders from the Credit Suisse Group were charged by the Securities and Exchange Commission (SEC) Wednesday violating multiple sections of the Securities Exchange Act of 1934 while trading in subprime mortgage bonds . The indictments allege the four engaged in a complex ...

The Day Ahead: Markets Ready To Discount Data As NFP Looms

Thursday, February 2nd, 2012

Posted To: MBS CommentaryDomestic economic data is in slightly shorter supply on Thursday after two more robust days. But what it lacks in sheer number of reports, it makes up for in other ways, such as scheduled Fed buying in Treasuries as well as 3 Fed speakers. Fisher and Evans ...