Archive for February, 2008

Fixed-Rate Mortgages Were Pricier Last Week

Thursday, February 21st, 2008

The interest rates on fixed rate mortgages (FRM) were up during the week ended February 14 according to the results of Freddie Mac's Primary Mortgage Market Survey. Freddie Mac vice president and chief economist commented on the rates; "This week was relatively light on the number of economic data releases, which ...

Builders Hold Back on New Construction but Some See Hope

Wednesday, February 20th, 2008

Housing starts and building permits continue to lag far behind the numbers recorded one year ago according to monthly data issued on Wednesday by the U.S. Census Bureau and The Department of Housing and Urban Development. Builders, however, are seeing some signs that their prospects might soon improve.... Read ...

House Swaps - Not Just for Vacationers Anymore?

Wednesday, February 20th, 2008

Tourists have long used home swaps as a way to save money and escape the blandness of hotel rooms; trading use of a house on the beach in Florida for a New York City apartment or lakeside cabin for a week or two. The idea has now spread to permanent swaps. ...

Subprime Lawsuits Already Outpacing S&L Litigation

Tuesday, February 19th, 2008

Even as the stock prices of investment banks began to fall and foreclosures started to rise, everyone knew what was coming next. Lawsuits! So a study released by Navigant Consulting Inc. last week was hardly a shock. The study shows that the number of subprime mortgage- related lawsuits filed in federal courts in ...

Foreclosure Freeze to Cover Nearly All Borrowers

Tuesday, February 19th, 2008

A week ago six of the major mortgage servicers involved in the Hope Now alliance announced that they would be offering a pause in foreclosure proceedings to borrowers who appeared able to enter into loan modification agreements. Now the remaining 19 members of the alliance have agreed to adopt the ...

Another Attempt to Ameliorate the Housing Situation Proposed

Friday, February 15th, 2008

It took a while to saddle up the horses, but now it seems as though everyone is riding to the rescue. Senate Democrats Thursday announced The Foreclosure Prevention Act of 2008 which is intended to address the national housing crisis, help homeowners avoid foreclosure and assist communities that have already been ...

Mortgage Rates are Drifting and Applications Trend Down

Thursday, February 14th, 2008

After pitching upward the previous week long term interest rates were flat during the week ended February 7 according to the results of Freddie Mac's Primary Mortgage Market Survey. The survey found that the 30-year fixed-rate mortgage (FRM) averaged 5.67 percent with 0.4 point for the week. Mortgage originations were down a ...

NAR Price Survey Shows House Prices Continuing To Increase In Many Areas

Thursday, February 14th, 2008

The National Association of Realtors® (NAR) has insisted for years, and insisted adamantly since the "bubble" started to burst, that real estate, like politics, is local. The quarterly survey of home prices that NAR released on Thursday proves this point and also indicates that, while the housing market is grim ...

New Loan Limits Will Impact Few Buyers

Wednesday, February 13th, 2008

President George W. Bush is scheduled to sign H.R. 5140, better known as the economic stimulus package into law on Wednesday. The legislation is geographically specific and will provide assistance only in those areas where housing prices are well above the national average. The legislation reads that the loan limitation ...

Buffet Offers Help to Bond Insurers

Tuesday, February 12th, 2008

On CNBC Tuesday morning Warren Buffett announced that he has offered to help out three bond insurers by offering a second level of insurance on as much as $800 billion in municipal bonds. The three companies, Ambac Financial Group, Inc., MBIA Inc., and Financial Guaranty Insurance Company have... Read More ...